Alabama Act of God Rule

Alabama Car Accident Attorneys Discuss the “Act of God” Rule

by Staff Blogger | February 11th, 2014

Winter weather was pummeling the state of Alabama several days ago, and more snow and ice is expected to encroach on the area over the next several days. The impending road conditions may increase the chances of being involved in car accidents. In many of these cases, auto crash damages will lead to the filing of insurance claims.

The Alabama Car Accident Attorneys with Norris Injury Lawyers point out these claims may prompt insurance companies to attempt to increase rates or drop policies in extreme cases. But the firm adds that there are laws in place that may help protect motorists from being victims of such predicaments.

A story from My FOX AL 6 News explains Alabama has a law known as the “Act of God” rule. The piece of legislation prevents insurance companies from increasing rates or dropping policies based on accidents resulting from “acts of god”, including weather.

Officials add that while it may be illegal for insurance companies to change rates based on accidents, they can revoke other offers, such as “claim free” discounts.

The Birmingham Personal Injury Lawyers with Norris Injury Lawyers are aware of how confusing the laws overseeing the insurance industry can be. That’s why the firm urges car accident victims to discuss their legal options with an attorney prior to speaking with insurance claims adjustors.