The Social Security Administration (SSA) is in charge of making sure that people get money after they retire or if they become sick or injured and can no longer work. In the latter case, that involves paying out the money that people paid into the SSA over the course of their careers as a form of replacement income.
Social Security Disability (SSD) benefits are vital for many families throughout the country, but as most people know, they’re not designed to replace 100-percent of lost income. Instead, they’re designed to replace a percentage of the income that people earned before they became sick or injured and couldn’t go back to work.
Here are a few facts all SSD applicants and recipients should know about the program:
- The average SSD benefits are $1,197 per month – Most people who receive SSD benefits get between $700 and $1,700 per month. The amount that people who receive SSD get is based on their average lifetime earnings before their disabilities began.
- SSD benefits can be reduced if you receive other disability payments – Private long-term disability insurance policy payments don’t affect SSD benefits, but government-regulated benefits do. That includes programs like workers’ compensation benefits and temporary state disability benefits. People who receive money from those programs may have their SSD benefits reduced.
If you have questions or concerns about your SSD benefits, or you need help filing a claim, the Alabama Social Security Disability attorneys at Norris Injury Lawyers are here to help. We know how the SSA handles claims and calculates payments, and we can help you maximize your chances of getting full benefits. Call today for a free consultation.